
Carol asks…
I want to translate English into Gujarati?
Citizen Group of companies is a young and dynamic media company, with a youthful and enthusiastic team determined to accomplish the vision of becoming a World-class Indian Publishing & Online Media.
Citizensindia.com is a leading structured local search, directory and media company that connects consumers and merchants through trusted content, local expertise and user-friendly tools. By delivering trusted content citizensindia.com empowers users to make easy decisions about where to spend their time and money.
Our business philosophy is based on four core values:
Customer Focus
Operational Excellence,
Product Leadership and
People.
We believe that the ultimate identity and success of our company will reside in the exceptional quality of our people and their extraordinary efforts. For this reason, we are committed to hiring, developing, motivating and retaining the best people in the industry.
Our mission is to be World-class Indian Publishing & Online Media benchmarking ourselves against international standards and best practices in terms of product offerings, technology, service levels, risk management and audit & compliance. The objective is to build sound customer base across distinct businesses so as to be a preferred Yellow Pages & Call Centre Services for target retail and wholesale customer segments, Professionals, Industries & Other Small & Medium enterprises so as to achieve a healthy growth in profitability, consistently & business in crores. We are committed to do this while ensuring the highest levels of ethical standards, professional integrity, corporate governance and regulatory compliance.
Our business strategy emphasizes the following :-
1. Increase our market share in India’s expanding Yellow Pages & Call Centre Services industry by following a disciplined growth strategy focusing on quality and not on quantity and delivering high quality customer service.
2. Leverage our technology platform and open scaleable systems to deliver more products to more customers and to control operating costs.
3. Develop innovative products and services that attract our targeted customers and address inefficiencies in the Indian advertising sector.
4. Focus on high earnings growth with low volatility.
COMPANY PROFILE
Citizen Group of Companies
•Citizen Infoline Ltd.
•Inception: 1994 & 1996.
PROMOTER DIRECTORS
Mr. O. P. Jain & Mr. T. S. Jain.
The Promoters of Citizen Group Mr. O. P. Jain & Mr. T. S. Jain were initially involved in Textile business and later diverted their business to Finance and Investment sector.
The Promoters have formed a company called “Citizen Securities Limited” in year 1994 for the finance and investment business and came out with a Public issue aggregating Rs. 322 Lacs in year 1995 which was oversubscribed by 108 times. Further in year 1996 they constituted another company named “Citizen Amusement & Organizers Ltd” for real estate business.
Later in year 1997 the Group has diversified its business in to “INFORMATION TECHNOLOGY” in association with A & M Communication Pvt. Ltd. and has launched Tele Information Service on Telephone no. 211 2222 in Ahmedabad city. The revolutionary concept that has changed the way people buy Products & Services.
After detail research & exploration in the field of advertising and communication, The group has launched first of it’s kind Yellow Pages with two additional features for the first time in India with the brand name of “Citizen’s Yellow Pages” having assistance of Call Centre and inbuilt Telephone Diary in year 2001.
These two new !! features in the field of Yellow Pages added by Citizen group has made the Yellow Pages more frequently used and covered lots of negative points and limitation the print media. It’s the one and only Yellow Pages in India with online help. The Yellow Pages is having backup of Call Centre which helps it’s users to find any Products or Services from The Yellow Pages and the inbuilt Telephone diary in the Yellow Pages make the Yellow Pages frequently used, that is how the advertisers of Yellow Pages gets more business compare to other Yellow Pages.
Subsequent to this features company started first of its kind Yellow Pages website with the help of which user started getting information of products and services online. Addition to this was the customers display advertisement available online which helped them to generate more business.
The company has started its first branch from Ahmedabad city and after getting great success of the unique Yellow Pages and iNFOLINE Services in Ahmedabad, The company has started branches in others cities i.e. Mumbai, Chennai , Pune, Vadodara, Surat & Rajkot .
FUTURE EXPANSION PLANS:
The company is highly optimistic about its future expansion of business and planning to start branches of Yellow Pages and iNFOLINE Services in all Metro and other big cities of

admin answers:
Find an online translator, because no one will be willing to translate that for you word for word.

Donald asks…
serious business if you think you are going to be a smart axx don’t message me only those who want to help me.
Then, read it through carefully and correct the errors by inserting the proper punctuation marks or deleting those that are incorrect.
Post the revised copy in the provided text box.
Foreclosure Filings Hit Record High
By Kenneth Musante,
CNNMoney
Posted: 2008-05-14 13:00:31
NEW YORK (May 14) — US foreclosure filings reached a record high in April rising almost 65% over the previous year and putting municipalities at risk by cutting into the value of taxed property according to a study released Wednesday.
Some 243,353 households nearly one in 519 received a foreclosure filing during April according to the US Foreclosure Market Report from RealtyTrac an online marketplace that tracks foreclosed properties That was up 4% from March, and surpassed the record of 239,851 set in August 2007.
It’s “the highest monthly total we’ve seen since we began issuing the report in January 2005 said chief executive James J. Saccacio in a statement.
RealtyTracs measure of foreclosure filings includes notices of default auction sales and bank repossessions According to the report, 54,574 were fully repossessed by banks in April.
Property tax plunge: The record number of foreclosures added their weight to an already saturated real estate market pulling down home prices Plunging home values reduce the money that cities villages and towns collect in property taxes.
In particular jeopardy are parts of Nevada California Arizona and Florida whose states maintained the highest foreclosure rates, according to RealtyTrac.
“For example the city council in Vallejo Calif. – part of a metropolitan area with a foreclosure rate that ranked sixth highest in the nation in April – last week voted to have the city file for bankruptcy said Saccacio.
The state of California had the second-highest foreclosure rate in the nation up 112% over the previous year and affecting about one in 204 households The top spot among states was held by Nevada which maintained a foreclosure rate 3.6 times the national average affecting about one in 146 homes.
Nationwide single-family home prices have fallen 7.7% since the beginning of the year to the lowest level since at least 1982 according to the National Association of Realtors and data from real-estate broker Zip Realty showed that the number of houses on the market grew by 3.5% in April.
With more homes being seized by banks, local governments also lose out on tax revenue from sale transactions. “It’s really hitting the municipalities from multiple fronts said RealtyTrac marketing vice president Rick Sharga in an interview.
Ten hardest hit metro areas: Cities in California and Florida have been particularly hard-hit. Areas in those states accounted for 9 of the top 10 metropolitan foreclosure rates.
The California metro areas of Merced Stockton Modesto and Riverside-San Bernardino took the top four spots. In Merced one out of 66 households was hit by foreclosure in April.
In Florida Cape Coral-Fort Myers came in at number 5 Port St. Lucie-Fort Pierce and Fort Lauderdale came in at numbers 9 and 10.
Also making an appearance was Las Vegas a city that had seen heavy real estate speculation at number 7 with one in 116 households receiving foreclosure notices.
As Congress debates plans to prop up troubled homeowners the foreclosure rate shows little signs of slowing. Delinquent mortgage payments which lead to foreclosure will likely rise over the next six to 12 months according to a key mortgage trend statistic from First American CoreLogic.
Copyright 2008 CNNMoney
2008-05-14 06:06:18

admin answers:
Yeah, what they said.

David asks…
Please “yahoo” answer me if it is genuine and true with Microsoft/Yahoo/MSN Lottery Incorporation?
Yahoo/Msn Lottery Incorporation
1012 Glibert Street,
P O Box 1010,
Belfast London,
Swt-017 Lsd,
United Kingdom.
YAHOO/MSN LOTTERY WINNING NOTIFICATIONS 2007 DRAW
This is to inform you that you have won a prize money of (£1,200,000)
One Million Two Hundred Thousand Great British Pounds Sterlings for the
month of JUNE 2007 Lottery promotion which is organized by YAHOO/MSN
LOTTERY INC & WINDOWS LIVE. YAHOO, MSN, and MICROSOFT WINDOWS, collected
all the email addresses of the people that are active online, among the
millions that subscribed to Yahoo, Hotmail and other email account
Corporate bodies.
We only select 10 people every Month as our winners through an
electronic balloting System without the winner applying, we congratulate you
for being one of the selected person/persons. Your e-mail address was
selected raddomly by our selecting machine and your email address made you
a winner in the JUNE 10 lucky winners draw for the (bonus No. 10),
which subsequently won you the lottery.
You have therefore been approved to claim a total sum of (£1,200,000)
One Million Two Hundred Thousand Great British Pounds Sterlings; in
cash credited to File Number. This is from the total cash prize of
£12,000,000 (UK POUNDS) shared among the lucky winners in this category. All
participants for the online version were selected randomly from the
World Wide Webs and our server drawing system which extracted YAHOO/MSN
and some other Associations and Corporations Bodies that are listed
online for email account marketing.
PAYMENT OF PRIZE AND CLAIMS
You are to contact our Fiduciary Agent on or before your date of Claim,
Winners Shall be paid in accordance with his/her Settlement Centre.
Yahoo/Msn Lottery Prize must be claimed no later than 10 days from date of
Draw Notification after the Draw date in which Prize has won. Any prize
not claimed within this period will be cancel and returned back to us.
You are to write to the Yahoo/Msn Lottery Incoperation Fiduciary Agent
with the below details for the claims of your winnings.
(Yahoo/Msn Lottery Incoperation Fiduciary Agent)
Agent Name: Dr. George Fedrick Samuel
Agent Mail: official_lottery_fiduciary_agent@yahoo.co.uk
Agent Tel: +44-704-570-5657
Congratulations!! once again.
Yours In Service,
Mrs. Docas Patrick Armstrong
Public Relations Officer,
British Embassy.
(Lottery Co-ordinator)

admin answers:
NO NO NO!!! I thought these were at first, but then I noticed there were so many of them (Yahoo/MSN/Microsoft/Adobe/ xanga, etc). They are not true, they are scams and e-viruses, so don’t click on any links. Definitely do NOT give them any personal information about yourself. You can jus tgoogle it or go to snopes.com to see for yourself. Sorry you thought it might be true- would have been too good to be true! So don’t worry just delete and block them. Good luck!

Mary asks…
Please “yahoo” answer me if it is genuine and true with Yahoo/MSN Lottery Incorporation?
Yahoo/Msn Lottery Incorporation
1012 Glibert Street,
P O Box 1010,
Belfast London,
Swt-017 Lsd,
United Kingdom.
YAHOO/MSN LOTTERY WINNING NOTIFICATIONS 2007 DRAW
This is to inform you that you have won a prize money of (£1,200,000)
One Million Two Hundred Thousand Great British Pounds Sterlings for the
month of JUNE 2007 Lottery promotion which is organized by YAHOO/MSN
LOTTERY INC & WINDOWS LIVE. YAHOO, MSN, and MICROSOFT WINDOWS, collected
all the email addresses of the people that are active online, among the
millions that subscribed to Yahoo, Hotmail and other email account
Corporate bodies.
We only select 10 people every Month as our winners through an
electronic balloting System without the winner applying, we congratulate you
for being one of the selected person/persons. Your e-mail address was
selected raddomly by our selecting machine and your email address made you
a winner in the JUNE 10 lucky winners draw for the (bonus No. 10),
which subsequently won you the lottery.
You have therefore been approved to claim a total sum of (£1,200,000)
One Million Two Hundred Thousand Great British Pounds Sterlings; in
cash credited to File Number. This is from the total cash prize of
£12,000,000 (UK POUNDS) shared among the lucky winners in this category. All
participants for the online version were selected randomly from the
World Wide Webs and our server drawing system which extracted YAHOO/MSN
and some other Associations and Corporations Bodies that are listed
online for email account marketing.
PAYMENT OF PRIZE AND CLAIMS
You are to contact our Fiduciary Agent on or before your date of Claim,
Winners Shall be paid in accordance with his/her Settlement Centre.
Yahoo/Msn Lottery Prize must be claimed no later than 10 days from date of
Draw Notification after the Draw date in which Prize has won. Any prize
not claimed within this period will be cancel and returned back to us.
You are to write to the Yahoo/Msn Lottery Incoperation Fiduciary Agent
with the below details for the claims of your winnings.
(Yahoo/Msn Lottery Incoperation Fiduciary Agent)
Agent Name: Dr. George Fedrick Samuel
Agent Mail: official_lottery_fiduciary_agent@yahoo.co.uk
Agent Tel: +44-704-570-5657
Congratulations!! once again.
Yours In Service,
Mrs. Docas Patrick Armstrong
Public Relations Officer,
British Embassy.
(Lottery Co-ordinator)

admin answers:
Bware!! This is a scam!!! They finess u with several e-mails telling u that uv been picked by random to win a whole bunch of cash. During the first several contacts they will not ask u 4 anything, thuis offering u a false hope that this could b 4 real. When the rubber meets the road, & thier tellng u that thier ready to allow u to have ur money, which usually comes out somewhere in the nerghborhood of 50,000,000. At this point, u begin discussing which form of delivery u choose in order 2 get ur check. They’llhv very believeable documentation designed 2 make u think they they do business with UPS, DHL, or maybe some other delivery, such as direct wire transfer of funds into ur own bank account. Here’s where it gets dicy. It costs near $3000.00 to move that much currency from one bank 2 the other, & they’ll desire that money up front so that u can recieve ur winnings. I checked this out!!! No legitimate lottery of any kind will ever cost u money in order 2 receive ur money!!!!! Do not allow any one to scam u into giving them money upfront 4 winnings that ub supposedly already won. These people want 2 rob u of your hard earned money, & steal ur information so that they can use it to get more credit cards put n ur name, so that they can run ur credit into the ground. Keep ur information private. Don’t give it out 2 anyone!!! Be careful & share the word!!!!!

Susan asks…
Is the Federal Government unfairly/unwisely punishing Las Vegas?
Apparently Las Vegas is too “fun”. A memo went out that said that no more government conventions can be held in Las Vegas, or other “fun” cities like Orlando and Reno. So, even though Las Vegas is one of the worst hit markets in the country, they have a plethora of inexpensive hotel rooms, lots of empty conference space…they’re banned.
“Travel industry lobbyists say government policies have essentially resulted in a blacklist of banned destinations that is punishing travel-dependent states, such as Nevada and Florida. Those destinations, which have tens of thousands of hotel rooms and millions of square feet of conference space, often offer the best deals on meetings and conferences, say officials from the U.S. Travel Association.”
Is this paying more to look “frugal”? Right now Vegas hotel rooms and conference space is cheap. Really cheap. And if we’re interested in boosting economy if we’re spending the money anyway, Vegas could certainly use some boosting.
So were they right in having an unofficial ban on Las Vegas and other “fun” towns?
http://online.wsj.com/article/SB124822843228670879.html

admin answers:
No they are correct in these times. It’s like condemning American consumers for saving more and spending less, and holding back the economy. We’re in frugal times and conferences and meetings need to be all business.
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